NFIB Small Business Optimism Index (SBOI) for JUNE 2026

The National Federation of Independent Business® (NFIB®) released its Small Business Optimism Index (SBOI) for June, 2026:
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Predicted: 97.0

• Actual: 97.4

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• Change from Previous Month: +2.2% (+2.1 point.)

• Change from A Year Ago: -1.22% (-1.2 points.)

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CHART: NFIB Small Business Optimism Index

JUNE 2026 Update 

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• The baseline "100" score is associated with 1986 survey data.
  

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From the Report:

 

"...CREDIT MARKETS

In June, the net percent of owners expecting easier credit conditions fell 2 points to a net -5% (seasonally adjusted). A net 3% reported their last loan was harder to get than in previous attempts, down 1 point from May. 

In June, a net 5% of owners reported paying a higher interest rate on their most recent loan, down 1 point from May.

The average interest rate paid on short-maturity loans was 7.4% in June, down 0.4 points from May and the lowest level since October 2022. Twenty-two percent of all owners reported borrowing regularly, down 5 points from May.

June’s reading is 12 points below the historical average of 34%.

INFLATION

The net percent of owners raising average selling prices rose 2 points from May to a net 38% (seasonally adjusted). This is the fourth consecutive month that actual price increases have risen, marking the highest level since January 2023. Actual price increases are well above the historical average of net 14%. Unadjusted, 47% reported higher average prices (up 1 point), and 7% reported lower average selling prices (unchanged). Whileactual price increases rose in June, the share of owners planning to raise prices in the near future declined. Looking forward to the next three months, a net 32% (seasonally adjusted) plan to increase prices, down 2points from May’s highest reading since July 2022. Reports of inflation as the single most important problem rose for the fourth consecutive month in June. Twenty-one percent of business owners cited inflation as their single most important business problem, up 3 points from May and marking the highest reading since October 2024. Inflation ranks as the top problem..."

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• Previous Month's SBOI: 95.3

• SBOI, 12-Months Previous: 98.6

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• Click here to view the full NFIB report

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